Subscription Cost Tracker

Free subscription cost tracker. See true monthly, yearly and daily totals, a category donut, a 12-month forecast, budget tracking and savings insights (trials, cancel candidates, annual-plan savings) — no signup, saved privately in your browser.

Add every subscription you pay for — streaming, software, music, cloud, gym, AI tools — and instantly see your true monthly, yearly, weekly and daily cost. Get a category donut breakdown, a 12-month spend forecast that lands annual renewals in their real month, and smart insights that flag free trials, low-use cancel candidates and how much switching to annual plans could save. Set a budget, pause subscriptions without deleting them, and back everything up as CSV or JSON. No account, no login: your list stays in your browser.

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Category
Finance Calculators
Includes
9 features
Access
Free · No sign-up
Privacy
Runs in your browser
Subscription Cost Tracker

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Overview

See what your subscriptions really cost

It's easy to lose track when subscriptions bill on different cycles — a $15 monthly plan and a $139 yearly plan aren't comparable at a glance. This tracker normalizes every subscription to a true monthly and yearly figure, then adds a per-day number that makes the total feel real. Most people are surprised how much a handful of small charges add up to over a year.

Included

Features

01
Monthly, quarterly, 6-monthly, yearly & weekly billing — normalized
02
True monthly, yearly, weekly & per-day totals
03
Category donut + spend-by-category breakdown
04
12-month spend forecast with real renewal months
05
Pause subscriptions, flag free trials & rate usage
06
Savings insights: cancel candidates + annual-plan savings
07
Monthly budget tracker (over / under)
08
Search, filter & sort + CSV and JSON backup / restore
09
Auto-saves locally + 7 currencies — no login
How to use

How to use Subscription Cost Tracker

  1. 01

    Add each subscription

    Enter the service name, price, billing cycle, category and next renewal date — or one-tap the Quick-add presets for popular services.

  2. 02

    Review your totals

    See your normalized monthly, yearly, weekly and per-day spend update instantly, and set a monthly budget to track against it.

  3. 03

    Explore breakdown & forecast

    Use the category donut and 12-month forecast to see where your money goes and which months annual renewals hit.

  4. 04

    Act on the insights

    Rate how much you use each sub, flag free trials, and let the insights surface cancel candidates and annual-plan savings.

  5. 05

    Back up your list

    Export a CSV or JSON backup to move your list between devices, or import one to restore it.

Use cases

Common use cases

  • -Add up the real cost of all your streaming and software subscriptions
  • -Spot free trials and annual renewals before they charge
  • -See which category (streaming, software, music) costs you most
  • -Find low-use subscriptions worth cancelling
  • -Check how much switching to annual plans would save
  • -Track your subscription spend against a monthly budget
  • -Track a household's shared subscriptions in one place
Guide

Detailed guide

Catch price creep and forgotten trials

The upcoming-renewals list sorts your subscriptions by their next charge date and highlights anything renewing within a week, so free trials and annual renewals never sneak up on you. The category breakdown shows where your money actually goes — often one category quietly dominates — making it obvious what to trim first.

Private, no account needed

Unlike subscription-management apps that require you to sign up or link your bank, this tool keeps everything on your device. Your list auto-saves to your browser's local storage, so it's there when you return, but it is never uploaded to a server, synced, or shared. That's a real privacy advantage when the data is a full picture of your spending.

FAQ

Frequently asked questions

How do I calculate the total cost of my subscriptions?+

Add each subscription with its price and billing cycle. The tracker converts weekly, quarterly and yearly plans into a common monthly figure, sums them, and shows your true monthly, yearly and per-day totals so you can compare everything fairly.

How does it handle subscriptions billed yearly or weekly?+

Every subscription is normalized to a monthly cost: a yearly plan is divided by 12, a weekly plan is multiplied by 52 and divided by 12, and quarterly by 4 over 12. That way a $139/year plan and a $15/month plan sit side by side accurately in your totals and category breakdown.

Will it remind me about upcoming renewals?+

The tool sorts your subscriptions by their next renewal date and highlights any charging within seven days. It runs in your browser, so it can't send push notifications, but the upcoming-renewals list makes it easy to spot trials and annual charges before they hit.

Do I need to create an account or link my bank?+

No. You enter subscriptions manually and nothing is connected to your bank or any account. This keeps your full spending picture private — a key difference from subscription-management apps that require signup or bank access.

Is my subscription list stored anywhere?+

Only in your own browser. Your list auto-saves to local storage so it's there when you return on the same device, but it is never uploaded, synced or shared. Clearing your browser data or using another device starts fresh.

Can I set a monthly subscription budget?+

Yes. Enter a monthly budget and the summary shows a progress bar with how much you have left — or how far over you are — so you can keep recurring spend under control at a glance.

How does the 12-month spend forecast work?+

The forecast places each subscription's charges in the actual months they'll occur over the next year, based on its billing cycle and next renewal date. Annual and semi-annual plans show up as spikes in their real renewal month, so you can see which months will be expensive and plan ahead.

How much can I save by switching to annual plans?+

Annual plans are typically 10–20% cheaper than paying monthly. The insights panel totals your monthly-billed subscriptions and estimates that range for you, so you can quickly see whether switching a few services to yearly billing is worth it.

How do I find subscriptions I should cancel?+

Rate how much you actually use each subscription from 1 to 5 stars. Anything you rate 1–2 stars is flagged as a cancel candidate, and the tool adds up how much you'd save per year by cancelling them — an easy way to trim forgotten or low-value services.

Can I pause a subscription without deleting it?+

Yes. Toggle a subscription to paused and it's excluded from your totals, category breakdown and forecast, but stays in your list so you can resume it later. It's ideal for seasonal services you stop and restart.

Can I track free trials before they charge me?+

Mark a subscription as a free trial and set its conversion date as the next renewal. The insights panel and renewals list highlight trials that are about to convert, so you can cancel in time if you don't want to keep them.

Can I export or back up my subscription list?+

Yes. Export your list as a CSV (to open in Excel or Google Sheets) or as a JSON backup you can import later or on another device. Since nothing is stored on a server, the JSON backup is how you move your list between browsers.

How much does the average person spend on subscriptions?+

Studies consistently find people underestimate their subscription spend by two to three times, often paying for services they've forgotten. Adding everything here usually reveals a larger annual total than expected — which is exactly why seeing the yearly and per-day figures is useful.

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