How staking rewards compound
Staking pays you rewards for helping secure a proof-of-stake network. This calculator takes your annual reward rate (APR) and compounds it at the frequency you choose — because reinvested rewards themselves start earning rewards, more frequent compounding produces a higher effective annual yield (APY) than the headline APR. It shows both numbers so you can see exactly how much compounding adds.
APR vs APY — the number that matters
Platforms quote staking returns as either APR (a simple annual rate) or APY (the compounded rate). They're not the same: a 5% APR compounded daily is about 5.13% APY. This tool lets you enter the APR and pick a compounding frequency, then reports the true effective APY, so you can compare offers on an equal footing instead of being misled by whichever number a platform chooses to advertise.
Rewards in coins and in dollars
Staking rewards are paid in the coin you stake, so their dollar value depends on the coin's price. Using the live market price, this calculator shows your rewards and final balance both in coins and in dollars — but remember the projection assumes a constant price. If the coin's price rises your dollar returns beat the projection; if it falls, they fall short, even though your coin balance still grows.
Things a simple projection can't capture
Real staking has moving parts: reward rates change with network participation, validators and pools charge commission, some networks have lock-up or unbonding periods, and slashing can penalise misbehaving validators. Treat this calculator as a clear baseline for comparing options and understanding compounding — not a guaranteed return. Always check the current rate, fees and lock-up terms of wherever you actually stake.
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- Daily, weekly or monthly compounding
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- Effective APY from a nominal APR
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- Live USD value of rewards and balance
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- Optional recurring top-ups and growth chart
